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PRODUCT – Inmate Medical Budget
Protector
Our proprietary
Inmate Medical Budget Protector is an insurance
policy designed to protect a Jail’s budget against costly
and unexpected catastrophic inmate medical expenses.
A Policy That Meets Your
Jail’s Needs
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Deductibles ranging from
$10,000 to $100,000.
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Policy will cover up to
$250,000 (minus deductible) per inmate, per policy year.
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Your chosen deductible is
per inmate, per policy year and does not reset at $0
upon each release or re-arrest.
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County is charged a rate
based on the average number of daily inmates.
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With this catastrophic
policy, your Jail can now better set annual budgets as
well as giving you the means to better stay within those
budgets.
Covers Such Expenses As:
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Inpatient hospitalization
and Outpatient surgical charges
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Emergency room charges
(when followed by hospital admission)
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Physician, Surgeon,
Anesthesiologist and Radiologist fees
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Medical conditions such
as cancer, heart disease, kidney dialysis and diabetes.
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Accidental injuries
including fights.
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Self-inflicted injuries.
Optional Coverage Available For:
Frequently Asked Questions
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Does the CRS
contract set daily limits on the amount the policy will
pay?
No. There are no daily maximums set on your inmate’s
medical expenses.
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Does the CRS
contract exclude Physician office visits?
No.
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Are organ
transplant procedures covered by the CRS contract?
Yes.
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Will the
deductible reset at $0 each time an inmate is released
from custody?
No. The deductible will accrue throughout the course
of the policy year; regardless of how many times a
particular inmate is released and re-booked.
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Is there an
overall maximum amount the policy will cover per jail?
No. There is only an annual maximum per inmate which
is $250,000 (minus deductible).
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